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Privacy Policy

FACTS

WHAT DOES The COMMUNITY Capital trust ("CCT") DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

·              Social Security number

·              account balances

·              account transactions

·              transaction history

·              wire transfer instructions

·              checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers ' personal information; the reasons the Community Capital Trust chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does CCT share?

Can you limit this sharing?

For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes – information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes – information about your creditworthiness

No

We don’t share

For our affiliates to market to you

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

       

 

Questions?

Call 877-272-1977 or go to www.ccmfixedincome.com

 

What we do

How does CCT protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

 

How does CCT collect my personal information?

We collect your personal information, for example, when you

 

      open an account

      provide account information

      give us your contact information

      make a wire transfer

      tell us where to send the money

 

We also collect your information from others, such as credit bureaus, affiliates, or other companies.

 

Why can’t I limit all sharing?

Federal law gives you the right to limit only

 

      sharing for affiliates’ everyday business purposes – information about your creditworthiness

      affiliates from using your information to market to you

      sharing for nonaffiliates to market to you

 

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

 

      CCT's sole affiliate is its investment adviser, Community Capital Management, Inc.

 

Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

 

      CCT doesn’t share with nonaffiliates so they can market to you.  The Fund may share information with nonaffiliates that perform marketing services on our behalf.

 

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 

      CCT may share your information with other financial institutions with whom we have joint marketing arrangements who may suggest additional fund services or other investment products which may be of interest to you.